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Car Insurance

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Our CGU insurance policies give you the freedom to choose the best cover to suit your needs. You choose the type of policy and the level of cover.

CGU has developed three car insurance policies for you to choose from:

Car Insurance

This policy is the most flexible and, like all CGU's policies, offers real value for money. Cover is available for all authorised drivers.

Nominated Driver Insurance Cover

This policy provides a discounted premium if the car will only be driven by up to 2 nominated drivers over 25 years of age.

Nominated Driver 'Low Kilometre' Policy

If you don't do a lot of driving, this policy is ideal for you. It features generous premium discount when the insured vehicle, driven by up to 2 nominated drivers over 25 year of age, travels less than 10,000 kms in a 12 month period.

The choice and flexibility continues with the choice of three levels of cover. Their key features are compared in the table below.

Key Features Comprehensive Fire, Theft & Third Party Third Party Only
Uninsured Driver Protection Yes Yes Yes
Up to 60% off No Claim Bonus Yes No No
New Car Guarantee Yes No No
14 day car hire if your vehicle is stolen Yes Yes No
$30 Million Liability Cover Yes Yes Yes
Windscreen Cover Option Yes No No
Trailer Yes No No
Nominated Driver Yes Yes Yes
Nominated Driver Low Kilometre* Yes No No
After accident care
Vehicle return Yes Fire and Theft No
Emergency repairs Yes Fire and Theft No
Towing Yes Fire and Theft No
Personal Property Yes No No
Accommodation/Transport Home Yes Yes No

More Information


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CGU Insurance Limited ABN 27 004 478 371 I AFS Licence No. 238291 is the underwriter of this insurance. In arranging this insurance Macquarie Credit Union, AFSL No. 241132, ABN 85 087 650 253 acts as an agent for CGU, not as your agent. The information contained in this guide is a summary only. We cannot advise you whether the insurance is appropriate for your personal objectives, financial situation or needs. To decide if it is appropriate for you, please carefully read the relevant policy documents (Product Disclosure Statement), which are also available at our branches. If you purchase this policy, we will charge you an agreed premium, including any relevant taxes and charges.