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Summary Features Comparison Table

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It's a great idea to compare which policy suits your needs best.

Policy Features Listed Events
Medium Level Cover
Accidental Damage
High Level Cover
Fundamentals
Basic Level Cover
Accidental Damage Cover No Yes No
Electrical burn out of domestic motors Yes, 15 years old or less Yes, 15 years old or less No
Replacement benefit for buildings Yes Yes  
New for old cover for contents Yes Yes Yes
New for old cover for carpets Yes Yes Yes
Valuable items cover (incl. jewellery, sporting equipment and portable electronic equipment) as part of contents cover Total of $5,000 or 20% of the contents sum insured, whichever is greater Total of $7,500 or 20% of the contents sum insured, whichever is greater Total of $2,000
Paintings, works of art, electronic equipment $20,000 limit unless specified as a special contents item $20,000 limit unless specified as a special contents item $20,000 limit unless specified as a special contents item
Liability Cover Up to $20 million personal liability worldwide up to 90 days Up to $20 million personal liability worldwide up to 90 days Up to $20 million personal liability Australia wide
Option to pay by the month Yes Yes Yes
Guests or visitors belongings Yes - up to $5,000. Yes - up to $5,000. Not covered.