Our Commercial Loans come with some great benefits...
Variable and lump sum repayments
By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs. ^
Early repayment without penalty
The earlier you pay off your loan the more money you save in interest charges. Some institutions charge a fee to help recover their lost interest. However, we don't charge for this service. ^
A free redraw facility
The credit union gives you the option of making extra repayments on your loan and than having the flexibility of being able to redraw on these extra repayments. You need to have your loan in advance by at least $500 & one loan repayment, and the minimum redraw is $500. This facility is free of charges and allows you to park extra funds on your loan, thus saving you interest and than redrawing them as required. ^
No monthly account keeping/service fees
Unlike some other institutions, we do not charge any account keeping or service fees on our mortgage accounts, saving you money. ^
Automatic repayments (salary/account)
You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, Internet or Phone banking. Setting up automatic repayments saves you time.
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