Variable Housing Loan
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This loan offers you a great ongoing variable interest rate, no monthly account keeping fees and the flexibility to make extra repayments without penalty so you can manage your mortgage as you choose.

NEW 100% mortgage offset facility - learn more
Redraw facility available
Loan repayment insurance available
Borrow up to 95% of the property value
No monthly account keeping or service fees
Variable interest rate View our interest rates
Minimum amount $1,000
Maximum amount

95% of the property value with Mortgage Insurance, 80% without

Loan period Up to 30 years
Repayments Monthly/Fortnightly/Weekly
Interest charges Calculated daily, charged monthly
100% mortgage offset Yes
Variable and lump sum repayments Yes
Free redraw facility Yes
Property valuations available Yes
Monthly account keeping/service fees No
Loan Repayment Insurance available Yes
Auto repayments (salary/account) Yes
Deferred Loan establishment fee Only payable if loan is paid out within 3 years

More Information


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You can be assured of getting great value, competitive interest rates and personal service from a credit union that puts members first.

Matthew Bow, General Manager