We have designed a variety of home loans to satisfy the needs of you, our Members. Whether you are buying your first home, refinancing or looking to buy an Investment property, we have something to suit you.
Standard Variable Home Loan
Our most popular home loan – everything you need and a low rate.
Use our calculators to work out your borrowing power, repayments and more |
6.91% pa interest rate 6.96% pa* comparison rate |
Additional Key Features
| FEATURE | |
| Maximum amount | 80% of property value; 95% of property value with mortgage insurance |
| Flexible repayments | Weekly, fortnightly or monthly |
| Redraw facility | Yes |
| Offset facility | Yes - 100% |
| Time out option | Yes |
| Top-up facility | Yes |
| Bridging finance | Yes |
| No application fee | Yes |
| Pre-approved $2000 credit card | Yes |
| FEE FREEDOM | Yes |
NEW First Home Buyer’s Home Loan
A loan specifically designed for those eligible for the First Home Owner’s Grant.
Use our calculators to work out your borrowing power, repayments and more |
6.41% pa interest rate for the first 3 years 6.77% pa* comparison rate |
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Additional Key Features
| FEATURE | |
| Maximum amount | 80% of property value; 95% of property value with mortgage insurance |
| Flexible repayments | Weekly, fortnightly or monthly |
| Redraw facility | Yes |
| Offset facility | Yes - 100% |
| Time out option | Yes |
| Top-up facility | Yes |
| Split with fixed and variable rates | Yes |
| No application fee | Yes |
| FEE FREEDOM | Yes |
NEW Refinance Home Loan
If you have your home loan elsewhere, switch to Macquarie to save.
Use our calculators to work out your borrowing power, repayments and more |
6.91% pa interest rate 6.96% pa* comparison rate |
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Additional Key Features
| FEATURE | |
| Maximum amount | 80% of property value; 95% of property value with mortgage insurance |
| Flexible repayments | Weekly, fortnightly or monthly |
| Redraw facility | Yes |
| Offset facility | Yes |
| Time out option | Yes |
| Top-up facility | Yes |
| Split with fixed and variable rates | Yes |
| No application fee | Yes |
| Pre-approved $2000 credit card | Yes |
| FEE FREEDOM | Yes |
| Existing home loan elsewhere required? | Yes |
| Assist with switching costs* | Yes - valuation and legal costs are paid for if the home loan is greater than $200,000 |
NEW Low Rate Home Loan
A great home loan if you are looking for a low rate for the life of your home loan.
Use our calculators to work out your borrowing power, repayments and more |
6.66% pa interest rate 6.75% pa* comparison rate |
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Additional Key Features
| FEATURE | |
| Minimum amount | $150,000 |
| Maximum amount | 80% of property value; 95% of property value with mortgage insurance |
| Flexible repayments | Weekly, fortnightly or monthly - allowed up to $5,000 per year |
| Redraw facility | Yes - $50 fee |
| Top-up facility | Yes - $100 fee |
| Low application fee | $500 |
| FEE FREEDOM | Yes |
Introductory Rate Home Loan
Make things easier with this low rate introductory offer for the first 12 months of your loan.
Use our calculators to work out your borrowing power, repayments and more |
6.41% pa interest rate 6.91% pa* comparison rate |
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Additional Key Features
| FEATURE | |
| Maximum amount | 80% of property value; 95% of property value with mortgage insurance |
| Flexible repayments | Weekly, fortnightly or monthly - no extra repayments in the first 12 months |
| Redraw facility | Yes |
| Offset facility | Yes |
| Time out option | Yes |
| Top-up facility | Yes |
| Split with fixed and variable rates | Yes |
| Bridging finance | Yes |
| No application fee | Yes |
| FEE FREEDOM | Yes |
Investment Home Loan
Looking for an investment property? Save on your investment with us.
Use our calculators to work out your borrowing power, repayments and more |
6.91% pa interest rate 6.96% pa* comparison rate |
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Additional Key Features
| FEATURE | |
| Maximum amount | 100% of property value; 95% of property value with mortgage insurance |
| Flexible repayments | Weekly, fortnightly or monthly |
| Redraw facility | Yes |
| Offset facility | Yes - 100% |
| Time out option | Yes |
| Top-up facility | Yes |
| Split with fixed and variable rates | Yes |
| No application fee | Yes |
| Pre-approved $2000 credit card | Yes |
| FEE FREEDOM | Yes |
More Information
- Learn more about the benefits of our home loans
- Find out more about our mortgage offset facility
- Want to know how much can you borrow? Use one of our loan calculators
- More questions? Check out our FAQs
- Protect yourself with Loan Repayment Insurance
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Questions?
If you have any questions, please contact us 
