Home and Investment Loans
ruler

Home Loans

We have designed a variety of home loans to satisfy the needs of you, our Members. Whether you are buying your first home, refinancing or looking to buy an Investment property, we have something to suit you.

Standard Variable Home Loan

Our most popular home loan – everything you need and a low rate.

  • Options to split with variable and fixed rates
  • Pre-approved $2000 credit card with no annual fee, reliant on relationship with Credit Union of over $75,000.
  • Time out – repayment pause available
  • And much more

Use our calculators to work out your borrowing power, repayments and more

6.91% pa
interest rate

6.96% pa*
comparison rate

apply

Additional Key Features

FEATURE  
Maximum amount 80% of property value;
95% of property value with mortgage insurance
Flexible repayments Weekly, fortnightly or monthly
Redraw facility Yes
Offset facility Yes - 100%
Time out option Yes
Top-up facility Yes
Bridging finance Yes
No application fee Yes
Pre-approved $2000 credit card Yes
FEE FREEDOM Yes
 

NEW First Home Buyer’s Home Loan

A loan specifically designed for those eligible for the First Home Owner’s Grant.

  • 0.50% p.a discount on standard variable rate for the first 3 years, then reverts to Standard Variable
  • Family guarantee option
  • 100% mortgage offset
  • We lodge the grant application for you and pay up to $600 of your valuation and legal costs.

Use our calculators to work out your borrowing power, repayments and more

6.41% pa
interest rate for the first 3 years

6.77% pa*
comparison rate
apply

Additional Key Features

FEATURE  
Maximum amount 80% of property value;
95% of property value with mortgage insurance
Flexible repayments Weekly, fortnightly or monthly
Redraw facility Yes
Offset facility Yes - 100%
Time out option Yes
Top-up facility Yes
Split with fixed and variable rates Yes
No application fee Yes
FEE FREEDOM Yes
 

NEW Refinance Home Loan

If you have your home loan elsewhere, switch to Macquarie to save.

  • 100% mortgage offset
  • Free redraw
  • Pre-approved $2,000 VISA credit card
  • We even help with the switching costs*

Use our calculators to work out your borrowing power, repayments and more

6.91% pa
interest rate

6.96% pa*
comparison rate
apply

Additional Key Features

FEATURE  
Maximum amount 80% of property value;
95% of property value with mortgage insurance
Flexible repayments Weekly, fortnightly or monthly
Redraw facility Yes
Offset facility Yes
Time out option Yes
Top-up facility Yes
Split with fixed and variable rates Yes
No application fee Yes
Pre-approved $2000 credit card Yes
FEE FREEDOM Yes
Existing home loan elsewhere required? Yes
Assist with switching costs* Yes - valuation and legal costs are paid for if the home loan is greater than $200,000
 

NEW Low Rate Home Loan

A great home loan if you are looking for a low rate for the life of your home loan.

  • 0.25% p.a discount on standard variable rate
  • Redraw available
  • Low application fee
  • No monthly account keeping fees

Use our calculators to work out your borrowing power, repayments and more

6.66% pa
interest rate

6.75% pa*
comparison rate
apply

Additional Key Features

FEATURE  
Minimum amount $150,000
Maximum amount 80% of property value;
95% of property value with mortgage insurance
Flexible repayments Weekly, fortnightly or monthly - allowed up to $5,000 per year
Redraw facility Yes - $50 fee
Top-up facility Yes - $100 fee
Low application fee $500
FEE FREEDOM Yes
 

Introductory Rate Home Loan

Make things easier with this low rate introductory offer for the first 12 months of your loan.

  • 0.50% p.a discount on Standard Variable rate for first 12 months
  • No application fee
  • No monthly account keeping fees
  • Pre-approved $2,000 VISA credit card

Use our calculators to work out your borrowing power, repayments and more

6.41% pa
interest rate

6.91% pa*
comparison rate
apply

Additional Key Features

FEATURE  
Maximum amount 80% of property value;
95% of property value with mortgage insurance
Flexible repayments Weekly, fortnightly or monthly - no extra repayments in the first 12 months
Redraw facility Yes
Offset facility Yes
Time out option Yes
Top-up facility Yes
Split with fixed and variable rates Yes
Bridging finance Yes
No application fee Yes
FEE FREEDOM Yes
 

Investment Home Loan

Looking for an investment property? Save on your investment with us.

  • Borrow up to 100%
  • Options to split with variable and fixed rates
  • Pre-approved $2000 credit card with no annual fee
  • 100% mortgage offset

Use our calculators to work out your borrowing power, repayments and more

6.91% pa
interest rate

6.96% pa*
comparison rate
apply

Additional Key Features

FEATURE  
Maximum amount 100% of property value;
95% of property value with mortgage insurance
Flexible repayments Weekly, fortnightly or monthly
Redraw facility Yes
Offset facility Yes - 100%
Time out option Yes
Top-up facility Yes
Split with fixed and variable rates Yes
No application fee Yes
Pre-approved $2000 credit card Yes
FEE FREEDOM Yes
 

More Information

 

Apply

Apply for a Home Loan Apply Now

Questions?

If you have any questions, please contact us Contact Us

You can be assured of getting great value, competitive interest rates and personal service from a credit union that puts members first.

Matthew Bow, General Manager