Investment Property Loans Comparison Table
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Key Features Variable Investment Property Loan Fixed Rate Investment Property Loan Mortgage Link Line of Credit Loan
Interest Rate See our interest rates N/A Rate on application
Minimum amount $1,000 $1,000 $1,000
Maximum amount Up to 95% of the property value with mortgage insurance, 80% without Up to 95% of the property value with mortgage insurance, 80% without Up to 95% of the property value
Loan period Up to 30 years Up to 30 years Up to 30 years
Repayments Monthly/Fortnightly/Weekly Monthly/Fortnightly/Weekly Monthly/Fortnightly/Weekly
Interest charges Calculated daily, Charged monthly Calculated daily, Charged monthly Calculated daily, Charged monthly
Loan set up costs (including Valuation & Solicitor) $540 approx $540 approx $540 approx
Variable and lump sum repayments Yes No Yes
Early repayment without penalty Yes No Yes
Free redraw facility Yes Yes Yes
Property valuations available Yes Yes Yes
Monthly account keeping / service fees No No No
Loan Repayment Insurance available Yes No No
Auto repayments (salary/account) Yes Yes Yes
Loan interview No No No
You can be assured of getting great value, competitive interest rates and personal service from a credit union that puts members first.

Matthew Bow, General Manager