Overdraft

An Overdraft is a continuing line of credit facility attached to your transaction account. It's designed to help you over those peak periods when unexpected bills arrive. You can draw as much or as little as you want up to your pre-approved limit.

No monthly account keeping or service fees
Only pay interest on the portion of the overdraft used
Interest calculated daily and charged monthly
Optional loan repayment insurance is available
Variable interest rate View our interest rates
Minimum amount $1,000
Maximum amount

$10,000

Loan period Continuing credit
Repayments Monthly / Fortnightly / Weekly
Interest charges Calculated daily, charged monthly on the portion of the overdraft used
Application fee No
Monthly account keeping/service fees No
Loan Repayment Insurance available Yes
Auto repayments (salary/account) Yes

More Information

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Whether you're buying your first home, an investment property or simply renovating, your credit union has the home loan solution for you.

matthew bow, general manager