Personal and Car Loans
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Loan Type

Loans approved prior to 1/12/05 Interest Rate Comparison Rate
Property Secured Personal Loan   9.05% pa 9.05% pa*
NEW Student/Apprentice Loan   12.20% pa 12.20% pa*
Unsecured Personal Loan (less than $15k) 14.30% pa 14.20% pa 14.29% pa*
Unsecured Personal Loan (greater than $15k) 14.30% pa 13.95 % pa 14.04% pa**
Debt Consolidation   15.20% pa 15.29% pa**
Brand NEW Car (less than 12 months)   9.49% pa 9.59% pa**

New Car Loan (Vehicle 1-5 Yrs Old)

with 10% equity option (0.50% discount)

10.80% pa

10.70% pa

10.20% pa

10.81% pa**

10.30% pa**

Car Loan (Vehicle 5+ Yrs Old)

with 10% equity option (0.50% discount)

14.15% pa

13.90% pa

13.40% pa

14.01% pa**

13.51% pa**

Rates effective 10th May 2010.

Comparison Rates

Questions?

If you have any questions, please contact us Enquire Now

* Comparison rate calculated on a loan amount of $25,000 over a term of 5 years with monthly repayments.
** Comparison rates are based on a $25,000 loan over 5 years with monthly repayments.
^ Only applicable for the purchase of a motor vehicle with a minimum 10% deposit.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any Credit Union branch.

Please note: Terms and Conditions, Fees and charges apply which are available on application.

You can be assured of getting great value, competitive interest rates and personal service from a credit union that puts members first.

Matthew Bow, General Manager