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Deposits and Withdrawals

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You can transact on your accounts in a variety of ways 24/7. In addition to Internet Banking you can access Cash Withdrawals, BPAY, Bank@Post and Direct Debits.

Cash Withdrawals

The way in which we all access and use cash is changing. With online, mobile banking, and payWave (tap and go) becoming more popular the use of ATMs to withdraw cash is declining.

Where can I find a Fee-Free ATM

You have free access to ATMs Australia-wide provided by the CBA, NAB, ANZ, and Westpac. (Normal transaction limits apply)

Important changes to Macquarie Credit Union members’ usage of rediATMs

From 1 February 2019 Macquarie Credit Union will no longer be a part the rediATM network. Member’s choosing to withdraw from a rediATM from 1 February 2019 may incur a fee.

How can I be sure I won’t be charged a third party fee.

When using a third party ATM you may be charged a fee, this is not a fee charged by Macquarie Credit Union, this is charged by the owner of the ATM, the fee is disclosed upfront allowing you the option not proceed further.

What other options are available

You can also withdraw cash by using the following options:

  • At supermarkets and participating retailers with purchases;
  • At Australia Post outlets that offer Bank@Post services.



  • Call 1300 885 480 to pay with BPAY over the phone
  • Use the web to pay all your bills at once
  • Look for the BPAY logo on your bills


With Bank@Post you can withdraw and deposit funds to your savings accounts using your Visa Debit Card with an accompanying PIN (personal identification number).

Learn more

Cheque Facility

We can provide you with a personal cheque facility which operates from your Cheque / Card Account. Making payments by cheque is simple, flexible and easy.


Direct Debit

With our Direct Debit Bill Paying Service you can prearrange payment of an authorised sum to a nominated recipient at nominated intervals.



If you have any questions, please contact us Contact Us

® Registered to BPAY Pty Ltd ABN 69 079 137 518