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Savings Accounts

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Savings accounts designed by your Credit Union to help keep more money in your pockets.

Cheque/Card Account

Access your money your preferred way with our Cheque/Card Account. This everyday use account gives you full daily access to your funds for transaction purposes. Transact with Visa Debit Card, Paywave, Cash/ ATM access, Bank@Post, BPAY®, direct debit and cheque facilities available. With a Macquarie Credit Union Cheque/ Card account you have the option to bank fee free when you select credit on your Visa Debit Card.

  • Optional Visa Debit Card with Paywave/ Tap and Go for easy shopping transactions
  • Access to funds 24 hours a day, 7 days a week
  • Overdraft facility available on application

Calculate your savings


0.00% pa
interest rate

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  Features
Cheque/Card Account
Key Features
Interest IncomeNil 
Visa Debit CardYes 
ATM AccessYes 
Visa payWaveYes
Internet BankingYes 
Phone BankingYes 
Direct Credits / DebitsYes 
BPAYYes 
Bank@PostYes 
Branch TransactionsYes 
Personal Cheque FacilityAvailable on request
OverdraftAvailable on application
Availability of FundsAt call

Online Savings Account

This Online Savings Account encourages regular monthly savings. Great for anyone with a savings goal in mind. This account offers a BONUS "Power Saver" option to account holders who qualify by depositing a minimum of $200 with zero withdrawals each month (1)

  • BONUS 0.60% "Power Saver" option available (1)
  • Save by managing your transactions online or via telephone banking
  • Access to funds 24 hours a day, 7 days a week
  • Salary, dividends or other income can be directly credited to the account

Calculate your savings


up to
0.20% pa
interest rate

View the rates tier

apply
  Features
Online Savings Account
Tiered Interest Rates
$0 < $500 Nil
$500 < $5,0000.15% pa
$5,000 < $50,0000.15% pa
$50,000 and above0.20% pa
Power Saver Interest Rates
Power Saver - $0 < $500Nil
Power Saver - $500 < $5,0000.75% pa1
Power Saver - $5,000 < $50,0000.75% pa1
Power Saver - $50,000 above0.80% pa1
Key Features
Interest IncomeCalculated daily, paid monthly 
Internet BankingYes 
Phone BankingYes 
Direct CreditsYes 
Availability of FundsAt call

Investment Account

Invest in your financial freedom. Our Investment Account is a great account for managing your expenses whilst earning daily interest (paid annually). This savings account gives you full access to your funds as you require them, allowing you to budget and save ahead for your bills and create a buffer for any unexpected costs if you wish to. Even better still, you can set and forget your payments to pay your bills automatically as they fall due.

  • No monthly service fees
  • Access to funds 24 hours a day, 7 days a week
  • Interest calculated daily, paid annually

Calculate your savings


up to
0.30% pa
interest rate

View the rates tier

apply
  Features
Investment Account
Investment Account Interest Rates
$0 < $500Nil
$500 < $5,0000.05% pa
$5,000 < $10,0000.05% pa
$10,000 < $20,0000.10% pa
$20,000 < $50,0000.15% pa
$50,000 < $100,0000.20% pa
$100,000 above0.30% pa
Key Features
Interest IncomeCalculated daily, paid annually 
Internet BankingYes 
Phone BankingYes 
Direct Credits / DebitsYes 
BPAYYes 
Bank@PostYes 
Branch TransactionsYes 
Availability of FundsAt call

Gold Retirement Account

If you receive a Pension/Allowance from the Australian Department of Social Security or Veterans' Affairs and are over 55 years of age, then a Macquarie Credit Union Gold Retirement Account may be the ideal account for you..

  • No monthly service fees
  • Internet and phone banking
  • Funds available at call

Calculate your savings


up to
0.70% pa
interest rate

View the rates tier

apply
  Features
Gold Retirement Account
Gold Retirement Account Interest Rates
$0 < $2,0000.00% pa
$2,000 < $39,4000.20% pa
$39,400 Above0.70% pa
Key Features
Interest IncomeCalculated daily, paid annually 
Internet BankingYes 
Phone BankingYes 
Direct Credits / DebitsYes 
BPAYYes 
Bank@PostYes 
Branch TransactionsYes 
Availability of FundsAt call

Christmas Club Account

Christmas time can be financially stressful but it doesn’t have to be. Our Christmas Club Account allows you to save regularly ahead for Christmas time without the temptation to spend your savings before November.

  • Save now and avoid stress at Christmas
  • Access funds between 01 November and 31st of January
  • We can help you automate your savings and create a regular savings pattern
  • Build your savings for an easy and enjoyable Christmas

Calculate your savings

0.15% pa
interest rate

apply
  Features
Christmas Club Account
Key Features
Interest IncomeCalculated daily, paid annually 
Internet BankingYes 
Phone BankingYes 
Direct Credits / DebitsYes 
Branch TransactionsYes 
OverdraftOn application
Availability of FundsAccess between 01 November to 31st January

More Information

Apply

Apply for a Savings Account Apply Now

Questions?

If you have any questions, please contact us Contact Us

1 Power Saver Option, Deposit $200 a month, make no withdrawals and earn an extra 0.60% pa on your Online Savings Account. Interest calculated daily, paid monthly