Check out these credit card management tips.
Do:
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Ask yourself am I using this credit card for convenience or necessity?
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Pay off your card balances each month
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Look for competitive credit card interest rates
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Keep a record of any telephone or Internet credit card transactions and keep receipts until the statement comes in
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Be aware of your credit limit, consider a personal loan if you are carrying a balance regularly
Don't:
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Be tempted to sign up for a card purely on the basis of the loyalty or rewards scheme
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Use your credit card if your balance is looking a bit overweight
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Be tempted to increase your credit limit and thus continue to build greater debts
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Make too many cash withdrawals from a credit card as charges may be higher for these direct transactions
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