Our CGU insurance policies give you the freedom to choose the best cover to suit your needs. You choose the type of policy and the level of cover.
CGU has developed three car insurance policies for you to choose from:
Motor Vehicle Insurance Policy
Available under all levels of cover. This policy provides cover for your car, motorcycle, trailer or horse float.
Nominated Driver Insurance Cover
This policy provides a discounted premium if the car will only be driven by up to 2 nominated drivers over 25 years of age.
Nominated Driver 'Low Kilometre' Policy
If you don't do a lot of driving, this policy is ideal for you. It features generous premium discount when the insured vehicle, driven by up to 2 nominated drivers over 25 years of age, travels less than 10,000 kms in a 12 month period. Please Note Nominated Driver 'Low KM' is not available in TAS.
The choice and flexibility continues with the choice of three levels of cover. Their key features are compared in the table below.
|Key Features||Comprehensive||Fire, Theft & Third Party||Third Party Only|
|Uninsured Driver Protection||Yes||Yes||Yes|
|Up to 60% off No Claim Bonus||Yes||No||No|
|Replacement Car Benefit||Yes||No||No|
|21 day car hire if your vehicle is stolen||Up to $100 per day||Up to $100 per day||No|
|$30 Million Liability Cover||Yes||Yes||Yes|
|Windscreen Cover Option||Yes||No||No|
|Nominated Driver Low Kilometre*||Yes||No||No|
|After accident care|
|Vehicle return if more than 100km from home up to $500||Yes||Fire and Theft||No|
|Emergency repairs||Up to $800||Up to $800||No|
|Towing||Yes||Fire and Theft||No|
|Personal Property||Up to $1000||No||No|
|Accommodation/Transport Home||If more than 100km from home, up to $500||If more than 100km from home, up to $500||No|
- For detailed information on the cover and limits provided you should read the Product Disclosure Statement
Note: these documents are provided in .pdf format and require version, 4.0 (or later) of Adobe Reader. You can download Adobe Reader by clicking on the "Get Adobe Reader" button below.
Macquarie Credit Union Ltd ABN 85 087 650 253 has an agreement with Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance (“CGU”) for the referral of insurance products. Macquarie Credit Union is entitled to receive from CGU a commission being a percentage of premium paid for insurance products issued to you or your business pursuant to this agreement. Please contact CGU on 13 22 94 for further information. Insurance products are issued by CGU. A product disclosure statement and/or policy wording for the insurance products is available from cgu.com.au You should consider the product disclosure statement and/or policy wording before making a decision in regard to your insurance needs. Please note that you are about to leave this website and enter a site operated by CGU.