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Summary Features Comparison Table

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It's a great idea to compare which policy suits your needs best.

Policy Features Accidental Damage
High Level Cover
Listed Events
Medium Level Cover
Fundamentals
Basic Level Cover
Accidental Damage Cover Yes No No
Electrical burn out of domestic motors Yes, 15 years old or less Yes, 15 years old or less No
Replacement benefit for buildings Yes Yes Yes
New for old cover for contents Yes Yes Yes
New for old cover for carpets Yes Yes Yes
Valuable items cover (incl. jewellery, sporting equipment and portable electronic equipment) as part of contents cover 20% of sums insured or $7,500 whichever is greater
(Up to $2,500 per item)
20% of sums insured or $5,000 whichever is greater
(Up to $2,500 per item)
$2000 in total (up to $1000 per item)
Paintings, works of art, electronic equipment $20,000 limit unless specified as a special contents item $20,000 limit unless specified as a special contents item $20,000 limit unless specified as a special contents item
Liability Cover Up to $20 million personal liability worldwide up to 90 days Up to $20 million personal liability worldwide up to 90 days Up to $20 million personal liability Australia wide
Option to pay by the month Yes Yes Yes
Guests or visitors belongings Yes - up to $5,000. Yes - up to $5,000. Not covered.