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Landlords Insurance

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Protect your investment property

CGU’s Landlords Residential Property Insurance gives you broad protection and peace of mind for your investment property. Whether your property is damaged by tenants, destroyed by fire, or if you’re owed rent or are liable for medical bills, we can look after you.

Key Features.

  • Accidental breakage
    Accidental breakage of fixed glass, basins, sinks, baths and toilets included in loss or damage by a tenant or their visitors.
  • Water or liquid damage
    We will cover your buildings or contents for loss or damage caused by water or liquid.
  • Vandalism or malicious acts
    Deliberate or intentional acts, vandalism or a malicious act by your tenants or their visitors.
  • Removal of debris and demolishing costs
    Paid in addition to the sum insured (Up to 10% of sum insured)
  • Burning out of an electric motor
    For motors up to 15 years old and no bigger than 3.7kW (5hp)
  • Rebuilding fees (Building only)
    If your buildings suffer loss or damage we will cover the costs for architects, surveyors, and legal fees (up to 10 per cent of your buildings sum insured)
  • Loss of Rent cover (optional extra)
    If your building is uninhabitable, up to 12 months, up to the sum insured chosen.
  • Rent default and theft by tenant (optional extra)
    Cover for the weekly rental amount your tenants should have paid, up to $5,000. We will also cover you if your tenants or their visitors steal part of your building or any contents you have insured
  • Liability cover (optional extra)
    Choice of liability cover; $5 million, $10 million, $15 million or $20 million

More Information


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Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance is the underwriter of this insurance. In arranging this insurance Macquarie Credit Union, AFSL No. 241132, ABN 85 087 650 253 acts as an agent for CGU, not as your agent. The information contained in this guide is a summary only. We cannot advise you whether the insurance is appropriate for your personal objectives, financial situation or needs. To decide if it is appropriate for you, please carefully read the relevant policy documents (Product Disclosure Statement), which are also available at our branches. If you purchase this policy, we will charge you an agreed premium, including any relevant taxes and charges.