Travel safe, travel happy
You take care of the selfie, we’ll take care of the camera.
If you get sick or injured
We'll provide cover for the ambulance, hospital and surgery while travelling overseas
If your stuff is lost or stolen
We'll cover the costs for luggage, cameras, clothes and more
If there’s an emergency
We're here on the phone 24/7 and ready to help.
Read the Product Disclosure Statement (PDS) for the full list of product features.
If you need unexpected medical or emergency dental treatment while overseas, we’ll cover you.
If you need to cancel your trip due to unforeseen circumstances, we’ll refund your prepaid flights and accommodation.
Rental vehicle cover
If you have an accident in your rental car, we’ll cover the vehicle’s insurance excess (only available on some plans).
If you lose your passport, have an accident or the weather goes bananas, we’ll cover accommodation and travel expenses.
Whether it’s your first trip ever or just your first trip this year, we’ve got you sorted.
Backpackers and first-timers
Your big global adventure awaits and no one knows what’s ahead. So get covered, just in case.
Enjoy your family holiday with peace of mind knowing that you and your loved ones are all insured.
If you’re a seasoned traveller, you’ll know that things can and do go wrong. You know what to do.
There are four levels of cover to suit your needs and budget:
- Platinum: top-level cover with unlimited unexpected overseas hospital and medical costs, unlimited emergency expenses in certain circumstances and many other great benefits
- Premium: mid-level cover, including unlimited unexpected overseas hospital and medical costs and many other benefits
- Essentials: affordable basic cover that includes unlimited unexpected overseas hospital and medical costs
- Annual Multi-Trip: Platinum level cover for multiple international trips within 12 months
When you’re travelling around Australia, you’ll enjoy your trip more knowing you have cover for:
- cancelled or rescheduled plans if due to unforeseen circumstances
- damaged or lost luggage and travel documents
- certain emergency expenses
- accidental death and disability in certain circumstances
Hitting the slopes? Get peace of mind with optional extra cover for snow holidays including:
- costs for hiring your skis or board if yours is damaged in transit
- medical cover if you have a skiing accident
- emergency dental cover
- replacement of your snow equipment if yours is lost, damaged or stolen
If you’re heading on a cruise, we have optional cruise cover available for your grand voyage. You’ll get:
- cover for every country you visit - when you list each on your policy
- medical and emergency dental cover if you have an accident
- costs for returning home if it’s deemed medically necessary
- cover for cancelled or rescheduled extra activities and day trips
- replacement of certain items that are lost, stolen or damaged
Optional extra cover for valuables
If you’re taking important possessions with you, we’ll cover the replacement of items such as:
- ski and snowboarding gear
- golf clubs
Conditions apply to all cover types. Please see the PDS for full terms and conditions.
Got questions about travel insurance? We’ve got answers.
|Are my flights covered with travel insurance?|
If you need to cancel your flights due to unforeseen circumstances, we’ll reimburse you the purchase cost. If you used frequent flyer points, we’ll pay you the value of those points. If your flights are delayed or interrupted for over 6 hours outside of your control, we’ll cover additional accommodation, meals and expenses incurred while you wait.
|Are existing medical conditions covered?|
We cover 44 pre-existing medical conditions, as listed in the Product Disclosure Statement (PDS), at no additional cost. To find out if your condition is covered, we’ll ask you questions when you get a quote. If your condition is not on the list, you may need to complete a medical assessment.
Call us for assistance on 13 24 80
|Can I get cover for my expensive stuff?|
The maximum amount we will pay for luggage depends on the level of cover purchased. You can choose to increase this level by specifying individual items on your policy (at an additional premium cost).
|Do you cover pregnancy?|
Yes, provided you are less than 24 weeks pregnant, it is a single pregnancy, there are no unexpected complications and your pregnancy was not medically assisted.
If your pregnancy was medically assisted or there are complications, you will need to complete a medical assessment to determine if cover is available.
If you are more than 24 weeks pregnant, you won’t be covered for any medical treatments required due to your pregnancy. Please check with your doctor before arranging travel plans.
|Can I get travel cover if I’m on a temporary visa?|
If you are a temporary resident of Australia with an Australian Visa, you can still get travel insurance. (We do not cover temporary residents on tourist or working holiday visas.) Please see the Product Disclosure Statement (PDS) for eligibility and further information.
Get your travel cover today
Answer a few simple questions to get a quote in just two minutes.
Insurance you can trust
Every day, thousands of Australians trust CGU Travel Insurance.
Making a claim
Backed by CGU
We’re backed by CGU, one of Australia’s most trusted insurers, with more than 165 years of experience.
We believe in contributing to our local communities, and we’ve raised thousands of dollars for worthy causes.
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Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading CGU Insurance the underwriter of this insurance. In arranging this insurance Macquarie Credit Union, AFSL No. 241132, ABN 85 087 650 253 acts as an agent for CGU, not as your agent. The information contained in this guide is a summary only. We cannot advise you whether the insurance is appropriate for your personal objectives, financial situation or needs. To decide if it is appropriate for you, please carefully read the relevant policy documents (Product Disclosure Statement), which are also available at our branches. If you purchase this policy, we will charge you an agreed premium, including any relevant taxes and charges.