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Car Loans

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When a new car is what you need, we'll help you drive away sooner.

Car Loan CRUSHER for cars up to 5 years old

Roll your current car loan over to Macquarie Credit Union and receive a reduction of up to 2% off your current interest Rate.

  • Free Online redraw
  • Flexible repayment options
  • No penalty for early payout
  • No monthly fees

up to 2% discount off current car loan interest rate from a different financial institution.

apply
  Features
Car Loan CRUSHER for cars up to 5 years old
Minimum amount $5000
No deposit required Yes
Loan period Up to 7 years
Valuation fee At cost
Application fee Nil
Approval fee Yes
Flexible repayments Weekly, fortnightly, or monthly
Interest Charges Calculated daily, charged monthly
Free Redraw facility Yes
Time out option Yes
Variable and lump sum repayments Yes
Early repayment without penalty Yes
Terms and Conditions Click here to view Terms and Conditions

Special Car Loan

With one of the hottest car loan rates on the market, and quick approval, get yourself into a new car today.

Special Car Loan for cars up to 5 years old

  • Free Online redraw
  • Flexible repayment options
  • No penalty for early payout
  • No monthly fees
7.95% pa
variable interest rate
8.16% pa*
comparison rate
apply
  Features
Special Car Loan for cars up to 5 years old
Minimum amount $10000
No deposit required No
Loan period Up to 4 years
Valuation fee At cost
Application fee Nil
Approval fee Yes
Flexible repayments Weekly, fortnightly, or monthly
Interest Charges Calculated daily, charged monthly
Free online redraw facility Yes
Time out option Yes
Variable and lump sum repayments Yes
Early repayment without penalty Yes
Terms and Conditions Click here to view Terms and Conditions**

 

New Car Loan

Get the new car you want with this low rate car loan.

  • Free Online redraw facility
  • No monthly fees
  • Revolving option

Use our calculator to work out your repayments

7.95% pa
interest rate
8.16% pa*
comparison rate
apply
  Features
New Car Loan
Minimum amount $1000
No deposit required Yes
Flexible repayments Weekly, fortnightly or monthly
Redraw facility Yes
Quick approvals Yes
Equity option - provide a 10% deposit and save 0.50% p.a. No
Revolving Option - less paperwork for you Yes
No monthly account keeping fees Yes
FEE FREEDOM Yes

New Car Loan 1-5 years old

With all the great features of our new car loan, this loan is designed for used cars, 1-5 years old.

  • Repayment flexibility
  • No monthly fees
  • Revolving option

Use our calculator to work out your repayments

From
10.70% pa
interest rate
10.90% pa*
comparison rate

apply
  Features
New Car Loan 1-5 years old
Minimum amount $1000
No deposit required Yes
Flexible repayments Weekly, fortnightly or monthly
Redraw facility Yes
Quick approvals Yes
Equity option - provide a 10% deposit and save 0.50% p.a. Yes
Revolving Option - less paperwork for you Yes
No monthly account keeping fees Yes
FEE FREEDOM Yes

Used Car Loan 5 years +

With all the great features of our new car loan, this loan is designed for used cars over 5 years old.

  • Repayment flexibility
  • No monthly fees
  • Revolving option

Use our calculator to work out your repayments

From
13.90% pa
interest rate
14.11% pa*
comparison rate

apply
  Features
Used Car Loan 5 years +
Minimum amount $1000
No deposit required Yes
Flexible repayments Weekly, fortnightly or monthly
Redraw facility Yes
Quick approvals Yes
Equity option - provide a 10% deposit and save 0.50% p.a. Yes
Revolving Option - less paperwork for you Yes
No monthly account keeping fees Yes
FEE FREEDOM Yes

More Information

Apply

Apply for a Car Loan Apply Now

Questions?

If you have any questions, please contact us Contact Us

*Comparison rate calculated on a loan amount of $30,000 over a term of 5 years.

**Eligibility criteria, terms and conditions, fees and charges apply. Minimum loan amount $10,000. For cars up to 5 years old. Maximum loan term 4 years. Offer has been extended until further notice and may be withdrawn at any time. *Comparison rate calculated on secured loan amount of $30,000 over a term of 5 years based on monthly repayments. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. © 2013 Macquarie Credit Union Limited | ABN 85 087 650 253 | Australian Credit Licence 241132