Fixed Rate Home Loan
Enjoy the certainty of knowing what your repayments are for a fixed period, The fixed rate loan is available for 1, 2, and 3 years.
80% of property value
95% of property value for owner occupied with mortgage insurance
90% of property value for investment with mortgage insurance
|Loan period||Up to 30 years|
|Rate Term||1, 2 or 3 years|
|Legal fees||At cost|
|Valuation Fees||At cost|
|Flexible repayments||Weekly / fortnightly / monthly|
|Interest charges||Calculated daily, charged monthly|
|Redraw facility||Yes (Minimum $500)|
|Top up facility available||Yes|
|Monthly account keeping/service fees||No|
|Variable and Lump Sum Repayments||Yes|
|Extra repayments allowed||Yes (Up to $10,000 without penalty)|
|Time out option||Yes|
|Early repayment without penalty||Yes (Break costs may apply)|
|Partial Split Loan||Yes|
- Use our calculators to work out your borrowing power, repayments and more
- Request a Home Loan Key Fact Sheet
1 Fixed rate reverts to our Standard Variable Home Loan rate after 12 months.
2 Comparison rate calculated on a loan amount of $150,000 over a term of 25 years with monthly repayments. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison.